Is a Conventional loan right for you? I cover all the details about Conventional loans so you’ll know if it’s the best loan for you.
Ryan's Appraisal Blog: sacramentoappraisalblog.com/
Javier's YouTube Channel: youtube.com/@JavyVidana/
Loan Limit Lookup: fhfa.gov/DataTools/Tools/Pages/Conforming-Loan-Limit-Map.aspx
Area Median Income Lookup: ami-lookup-tool.fanniemae.com/amilookuptool/
► ► Get Pre-Approved With My Team → winthehouseyoulove.com/lender
► ► Get An Agent Referral → winthehouseyoulove.com/agent
TOP RESOURCES
📉 Today’s Rates → winthehouseyoulove.com/rates
🏡 Max Purchase Price Calculator → winthehouseyoulove.com/maxprice
📊 Loan Comparison Calculator → winthehouseyoulove.com/advisor
📅 Complete Buying Timeline → winthehouseyoulove.com/timeline
🎓 Lower Student Loan Payments → winthehouseyoulove.com/student
💳 Credit Score Simulator → winthehouseyoulove.com/credit
0:00 NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers
0:29 Overview
1:54 Down payment
4:47 Pick a helpful team
5:57 HomeReady/ Home Possible
7:04 Closing costs
8:45 Point Stuffing
9:52 Seller Credit
12:03 Source of Funds
15:21 Credit Score Requirements
18:45 Credit Events
19:19 Rates
21:45 Buydowns
27:45 Mortgage Insurance
29:16 Property Requirements
31:21 Appraisals
34:59 New appraisal types
37:54 Appraisal tips from a pro
38:09 Ryan Lundquist
39:35 Waiver myths
43:05 Sample Home 1
45:16 Sample Home 2
47:11 Loan Limits
48:56 Income and Employment
50:17 Rent history bonus
51:18 Affordability/ DTI
55:37 Max Purchase Price Calculator
57:11 Student loans
1:00:34 Refinancing
1:03:31 Success rate and seller perception
1:05:23 Tips from Javier Vidana
1:10:02 How do you get one?
— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.
- NEW 2023 Conventional Loan Requirements | Complete Guide For First Time Buyers ( Download)
- NEW Conventional Loan Requirements 2023 - First Time Home Buyer - Conventional Loan 2023 ( Download)
- NEW Conventional Loan Requirements 2024 - First Time Home Buyer - Conventional Loan 2024 ( Download)
- Conventional Loan Requirements | Conventional Loan Guide For First-Time Home Buyers ( Download)
- NEW 2023 FHA Loan Requirements — The Ultimate Guide For First Time Buyers ( Download)
- 2023 Conventional loan requirements for 1st time homebuyers. A home buying guide. ( Download)
- 2023 USDA Loan Requirements - Complete Guide For First Time Home Buyers ( Download)
- 2022 Conventional Loan Requirements (Complete Guide)- First Time Home buyer ( Download)
- FHA Loan Requirements (Complete Guide For First-Time Buyers) ( Download)
- 2023 Conventional Loan HomeReady & Home Possible ( Download)
- NEW Conventional Loan Requirements 2023 - How Much Can You Afford - Conventional Loan 2023 ( Download)
- Conventional Loan Requirements (NEW And Complete Guide) ( Download)
- FHA Loan Explained ( Download)
- 🙄 When you try to use an FHA loan in this market... #realestate #fha #buyingahouse ( Download)
- How To Qualify For A Conventional Loan 🏠 ( Download)
